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Equal Housing Opportunity

No mortgage lender may take any of the following actions based on race, color, national origin, religion, sex, familial status, or handicap (disability):

  • Refuse to make a mortgage loan
  • Refuse to provide information regarding loans
  • Impose different terms or conditions on a loan, such as different interest rates, points, or fees
  • Discriminate in appraising property
  • Refuse to purchase a loan or
  • Set different terms or conditions for purchasing a loan

In addition it is illegal for anyone to:

  • Threaten, coerce, intimidate, or interfere with anyone exercising a fair housing right or assisting others who exercise that right
  • Advertise or make any statement that indicates a limitation or preference based on race, color, national origin, religion, sex, familial status, or handicap (disability). This prohibition against discriminatory advertising applies to single-family and owner-occupied housing that is otherwise exempt from the Fair Housing Act.

If You Think Your Rights Have Been Violated

You feel that your rights have been violated visit the visit the U.S. Department of Housing and Urban Development complaints page.

 

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Related Links

U.S. Department of Housing and Urban Development (HUD)

 

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